Bridging finance, sorted in days, not months.
Short-term loans secured against property, ready for the moments when timing matters most: an auction deadline, a broken chain, a renovation that can't wait for a mortgage. We're here to make it easy, every step of the way.
Property finance for the moments a mortgage just can't cover
A bridging loan is a short-term loan secured against property, usually lasting 1 to 12 months. It costs a little more than a mortgage, so it's best used when speed or flexibility really matter.
Auction purchases
Winning at auction means a 28-day deadline to complete. A bridging loan can get you there on time, while a mortgage application is still working its way through.
Broken chains
If your buyer pulls out after you've already committed to your next investment purchase, a bridge covers the gap until your sale goes through.
A property that needs some love
Missing a kitchen or bathroom, or needs structural work? High-street lenders tend to say no. We can help fund both the purchase and the renovation.
See what your bridge could cost
Move the sliders below for a quick estimate.
Just a rough guide. Interest is retained from day one with no compounding. "Total Paid out" is what lands in your account once fees and interest are taken off, and "Total Paid back" is what you'll repay at the end. This isn't a formal offer, since your actual rate depends on the property, your exit plan, and the LTV.
Four simple steps, often running side by side
A mortgage often means waiting in a queue. We get your valuation and legal work moving alongside underwriting, so nothing sits idle.
Tell us the deal
Let us know about the property, what it's for, and your exit plan. We'll come back with a decision the same day.
Decision in principle
We'll put the rate and fees in writing, so you know exactly what you're signing up for before committing to anything.
Valuation and legals
We get valuation and legal work moving straight away, side by side, rather than one after the other.
Funds released
Usually 5–10 days from application, often quicker if you've borrowed with us before.
Ready to talk it through?
Get in touch and we'll walk you through your options, no commitment needed.